Comments on: I was first in my class, Loan Officer Uncle, I swear http://sepiamutiny.com/blog/2008/08/19/i_was_first_in/ All that flavorful brownness in one savory packet Sat, 30 Nov 2013 11:11:28 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Loan Officer Auntie http://sepiamutiny.com/blog/2008/08/19/i_was_first_in/comment-page-1/#comment-213125 Loan Officer Auntie Thu, 21 Aug 2008 23:05:57 +0000 http://sepiamutiny.com?p=5353#comment-213125 <blockquote>Ethnic banks avoid bad loans as they take decisions based on factors like culture, background, social status. They are able to judge a person’s character better than regular American banks, who don’t know their clients as well. <i>We are able to check the <b>guy’s</b> character</i> because of the close-knit Indian community in the US.”</blockquote> <p>Check the guy's character, eh?</p> <p>Something tells me that if it's a girl, the character check will be even more rigorous. Imagine our girl Anita Jain waltzing in;</p> <p><b>Loan Officer Auntie:</b> Welcome beti, how can we help you today?</p> <p><b>Anita Jain:</b> Well Auntie, after the success of my first book I would like to publish independently so I need a loan for that.</p> <p><b>Loan Officer Auntie:</b> You've written a book have you? I tell you beti, I am so proud of our desi youth and how they stop at nothing to succeed and make a name for themselves over here. What's the title of your book, dear?</p> <p><b>Anita Jain:</b> I have a copy for you right here, Auntie. (Jain proudly hands Auntie copy).</p> <p><b>Loan Officer Auntie:</b> Why don't we break for lunch and that will give me an oppurtunity to read over what you've written. Meet me back here at 2:00. I'm sure you will be approved for the loan.</p> <p><b>Anita Jain:</b> Sure Auntie, 2:00 it is!</p> <p>Auntie locks her office door from within, tunes in Hari Prasada Chaurasia on her iPOD, leans back and digs into MARRYING ANITA, while gingerly dipping her roti into the mung ki daal in her stainless steel tiffin. Turning page after page, a surge of conflicting emotions sweep over Auntie...</p> <p>"You mean all these years I've obeyed my elders and followed their advice on the proper tazeeb for an Indian girl and remained tightly closed and chaste only to be wed to an over-weight moustached man from Kanpur who didn't even know how to kiss on our wedding night and has since forth not improved, followed their advice to give birth within the first year of marriage and tend to my wifely and motherly duties as homemaker, maid, cook and everything while at the same time working full time at an underpaid job only to come home to the same man who saw no neccessity in acknowledging our anniversaries or taking me out on the town or learning how to make good love or even learning how to put daal in the pressure cooker and this little tart got her taste of all kinds of goodies from NY to Mumbai and was even shameless and bold enough to write about it??? While I was driving my nagging saas to all the pujas from Jackson Heights to Cherry Hill this little horrible example of Indian womanhood was shaking her booty all over the Upper West and Lower East sides like Carrie or worse yet, Samantha? <b>Loan, my ass!!!! </b> I will make her into a proper Bharatiya nari if it's the last thing I do!"</p> <p>Auntieji flings her iPOD across the office and contemplates how she can make Jain's and every other desi woman's life in the city as miserable as her's.</p> <p>Jain returns at 2:00</p> <p><b>Loan Officer Auntie:</b> Sit down beti. I'm sorry but I'm afraid you don't qualify.</p> <p>Anit<b>a Jain:</b> Really? But how could that be? I've shown you all my bank records, all my stats, my bio data, my book. Auntie why? Why? Why? Why?</p> <p><b>Loan Officer Auntie:</b> Don't cry beti, that's just the way things work around here.....</p> Ethnic banks avoid bad loans as they take decisions based on factors like culture, background, social status. They are able to judge a person’s character better than regular American banks, who don’t know their clients as well. We are able to check the guy’s character because of the close-knit Indian community in the US.”

Check the guy’s character, eh?

Something tells me that if it’s a girl, the character check will be even more rigorous. Imagine our girl Anita Jain waltzing in;

Loan Officer Auntie: Welcome beti, how can we help you today?

Anita Jain: Well Auntie, after the success of my first book I would like to publish independently so I need a loan for that.

Loan Officer Auntie: You’ve written a book have you? I tell you beti, I am so proud of our desi youth and how they stop at nothing to succeed and make a name for themselves over here. What’s the title of your book, dear?

Anita Jain: I have a copy for you right here, Auntie. (Jain proudly hands Auntie copy).

Loan Officer Auntie: Why don’t we break for lunch and that will give me an oppurtunity to read over what you’ve written. Meet me back here at 2:00. I’m sure you will be approved for the loan.

Anita Jain: Sure Auntie, 2:00 it is!

Auntie locks her office door from within, tunes in Hari Prasada Chaurasia on her iPOD, leans back and digs into MARRYING ANITA, while gingerly dipping her roti into the mung ki daal in her stainless steel tiffin. Turning page after page, a surge of conflicting emotions sweep over Auntie…

“You mean all these years I’ve obeyed my elders and followed their advice on the proper tazeeb for an Indian girl and remained tightly closed and chaste only to be wed to an over-weight moustached man from Kanpur who didn’t even know how to kiss on our wedding night and has since forth not improved, followed their advice to give birth within the first year of marriage and tend to my wifely and motherly duties as homemaker, maid, cook and everything while at the same time working full time at an underpaid job only to come home to the same man who saw no neccessity in acknowledging our anniversaries or taking me out on the town or learning how to make good love or even learning how to put daal in the pressure cooker and this little tart got her taste of all kinds of goodies from NY to Mumbai and was even shameless and bold enough to write about it??? While I was driving my nagging saas to all the pujas from Jackson Heights to Cherry Hill this little horrible example of Indian womanhood was shaking her booty all over the Upper West and Lower East sides like Carrie or worse yet, Samantha? Loan, my ass!!!! I will make her into a proper Bharatiya nari if it’s the last thing I do!”

Auntieji flings her iPOD across the office and contemplates how she can make Jain’s and every other desi woman’s life in the city as miserable as her’s.

Jain returns at 2:00

Loan Officer Auntie: Sit down beti. I’m sorry but I’m afraid you don’t qualify.

Anita Jain: Really? But how could that be? I’ve shown you all my bank records, all my stats, my bio data, my book. Auntie why? Why? Why? Why?

Loan Officer Auntie: Don’t cry beti, that’s just the way things work around here…..

]]>
By: raju http://sepiamutiny.com/blog/2008/08/19/i_was_first_in/comment-page-1/#comment-213001 raju Wed, 20 Aug 2008 04:02:59 +0000 http://sepiamutiny.com?p=5353#comment-213001 <p>ok. and if they are both single or both married?</p> ok. and if they are both single or both married?

]]>
By: raju http://sepiamutiny.com/blog/2008/08/19/i_was_first_in/comment-page-1/#comment-213000 raju Wed, 20 Aug 2008 03:58:39 +0000 http://sepiamutiny.com?p=5353#comment-213000 <p><i><i>16 · <B><A href="mailto:moornam@yahoo.com" rel=nofollow>MoorNam</A></B> <a href="http://www.sepiamutiny.com/sepia/archives/005353.html#comment212924">said</a></i></p> <blockquote>>><I>Can people earning more than $100,000 per year be classified as middle class ? </I> The above question is naive on the count that it does not take place and/or family situation into account. A single in Bloomington, Indiana who makes 100K/Yr is most certainly upper middle class. A married man in New York city with a wife and three kids making 100K/Yr is bordering on poverty. Obama wants to tax both of them the same way. M. Nam </blockquote> <p></i></p> <p>Unless one of the two owns a business or the income is derived from something other than a job, both would be / ARE being taxed the same way minus the state income taxes.</p> <p>Is there something missing here?</p> 16 · MoorNam said

>>Can people earning more than $100,000 per year be classified as middle class ? The above question is naive on the count that it does not take place and/or family situation into account. A single in Bloomington, Indiana who makes 100K/Yr is most certainly upper middle class. A married man in New York city with a wife and three kids making 100K/Yr is bordering on poverty. Obama wants to tax both of them the same way. M. Nam

Unless one of the two owns a business or the income is derived from something other than a job, both would be / ARE being taxed the same way minus the state income taxes.

Is there something missing here?

]]>
By: sj http://sepiamutiny.com/blog/2008/08/19/i_was_first_in/comment-page-1/#comment-212966 sj Tue, 19 Aug 2008 23:17:22 +0000 http://sepiamutiny.com?p=5353#comment-212966 <p>rogoff's hinting at WaMu and/or Wachovia.</p> rogoff’s hinting at WaMu and/or Wachovia.

]]>
By: umber desi http://sepiamutiny.com/blog/2008/08/19/i_was_first_in/comment-page-1/#comment-212963 umber desi Tue, 19 Aug 2008 23:00:13 +0000 http://sepiamutiny.com?p=5353#comment-212963 <p>I meant the ex-IMF chief</p> I meant the ex-IMF chief

]]>
By: umber desi http://sepiamutiny.com/blog/2008/08/19/i_was_first_in/comment-page-1/#comment-212958 umber desi Tue, 19 Aug 2008 21:47:24 +0000 http://sepiamutiny.com?p=5353#comment-212958 <p>You are right about extra cover. <a href="http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article4563171.ece">Although any specualtion on the big bank about to fail as per IMF</a>?</p> You are right about extra cover. Although any specualtion on the big bank about to fail as per IMF?

]]>
By: Manju http://sepiamutiny.com/blog/2008/08/19/i_was_first_in/comment-page-1/#comment-212953 Manju Tue, 19 Aug 2008 20:47:37 +0000 http://sepiamutiny.com?p=5353#comment-212953 <p><i>25 · <B>umber desi</B> <a href="http://www.sepiamutiny.com/sepia/archives/005353.html#comment212942">said</a></i></p> <blockquote>SIPC will cover up to $100K in cash losses and up to $500K in security losses.</blockquote> <p>most of the big brokerage houses will buy additional insurance to cover up to 50 million or so in securities if the broker defaults. none of the bears sterns retail accounts, for example, were ever at risk.</p> 25 · umber desi said

SIPC will cover up to $100K in cash losses and up to $500K in security losses.

most of the big brokerage houses will buy additional insurance to cover up to 50 million or so in securities if the broker defaults. none of the bears sterns retail accounts, for example, were ever at risk.

]]>
By: Priya http://sepiamutiny.com/blog/2008/08/19/i_was_first_in/comment-page-1/#comment-212951 Priya Tue, 19 Aug 2008 20:30:26 +0000 http://sepiamutiny.com?p=5353#comment-212951 <p>There is also this <a href="http://www.indiacgny.org/php/showPressDetails.php?linkid=113&newsid=101">upcoming PIO/NRI university </a>in desh that may of interest to future desi kids who cannot afford a good education in America</p> There is also this upcoming PIO/NRI university in desh that may of interest to future desi kids who cannot afford a good education in America

]]>
By: Vidya http://sepiamutiny.com/blog/2008/08/19/i_was_first_in/comment-page-1/#comment-212946 Vidya Tue, 19 Aug 2008 20:17:29 +0000 http://sepiamutiny.com?p=5353#comment-212946 <p>Indus American Bank is another such venture.</p> Indus American Bank is another such venture.

]]>
By: alybaba http://sepiamutiny.com/blog/2008/08/19/i_was_first_in/comment-page-1/#comment-212945 alybaba Tue, 19 Aug 2008 20:12:42 +0000 http://sepiamutiny.com?p=5353#comment-212945 <p>Tax rates should be adjusted by zipcode, then again, it just opens a huge Pandora's box in terms of enforcement.</p> Tax rates should be adjusted by zipcode, then again, it just opens a huge Pandora’s box in terms of enforcement.

]]>